Buying with Affirm is simple

  • Prequalify in minutes

    Complete a quick application that won't affect your credit score.

  • Know what you'll owe

    Never pay more than what you see up front, with no hidden fees.

  • Try it for 30 days

    You're covered by an industry-leading 30-day money-back guarantee.

Shop with Affirm and we'll show you how you'll pay

It's never been easier to find the relief you need.

Explore our devices and easily check out with Affirm.

Frequently Asked Questions

Yes! There’s no penalty for paying early.

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

No—checking your eligibility won't affect your credit score.

Yes—You can return an item you bought with Affirm by initiating the return process with the store.

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

ou can visit their website at affirm.com.

Our Affirm financing options are available for customers within the United States and its territories, with a few exceptions.

It’s possible to create an Affirm account if you live in an excepted state. But depending on where you live and which product you have applied for, you may not be able to prequalify or get approved for a loan due to the state laws there.

For instance, Affirm's Bank Partners do not currently originate loans through the Affirm platform in Iowa or West Virginia. However, Affirm (through a lending subsidiary) may be able to offer you its split pay product in some instances even if you live in Iowa or West Virginia.

Affirm financing options are available for those customers who have an order total of $48 or more.

Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenderss. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR or 4 interest free payments of $200 every 2 weeks.